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A+ Rated Carriers

Sports and Athletic Events

Marathon Insurance

Comprehensive coverage for marathons, half-marathons, and competitive running events.

  • Race course liability
  • Participant accident coverage
  • Medical station coverage
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Marathon insurance provides liability coverage for competitive running events including full marathons, half-marathons, and distance races. These events involve large numbers of participants on courses spanning multiple miles.

Marathon organizers face complex requirements from municipalities, property owners, and participants. We provide coverage that addresses course liability, participant safety, and permit requirements.

Our specialty team handles the specific needs of distance running events including aid stations, medical support areas, and finish line operations.

What We Cover

  • Race course liability
  • Participant accident coverage
  • Medical station coverage
  • Municipal compliance
  • Volunteer protection

What We Need From You

  • 1
    Race date and course route
  • 2
    Expected participants
  • 3
    Municipal requirements
  • 4
    Medical support plans
  • 5
    Race director contact

Frequently Asked Questions

Do you cover marathons?▼
Yes, we provide comprehensive coverage for marathons and competitive running events. Larger events may require additional review.
What about half-marathons?▼
Yes, half-marathons and other distance races are covered.
Do you cover aid station operations?▼
Yes, aid stations and water stops are covered as part of race operations.
What about medical support?▼
Medical station operations are covered. Medical providers should carry their own professional liability.
How do you handle multi-jurisdiction courses?▼
We can add multiple municipalities and property owners as additional insured for courses crossing jurisdictions.
What limits do municipalities require?▼
Requirements vary. Large marathons may require $2,000,000 or higher limits.
Do you cover elite athlete fields?▼
Yes, elite and open fields are covered. Professional athlete liability may require additional discussion.
How far in advance should race directors request coverage?▼
For marathons, request coverage 8-12 weeks in advance.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Charity Run InsuranceTournament InsuranceAthletic Competition InsuranceCommunity Event Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

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