Privacy Policy

Eventure Insurance ("Eventure," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request a quote, or use our brokerage and concierge intake services. Eventure is a licensed insurance brokerage — we are not an insurance company.

Information We Collect

We may collect the following categories of personal information:

• Contact Information: Name, email address, phone number, and mailing address.
• Business Information: Company name, title, employer identification number, and business type.
• Event Details: Event type, date, location, expected attendance, and any special circumstances relevant to underwriting.
• Financial Information: Payment details necessary to process premium transactions.
• Technical Information: IP address, browser type, device identifiers, operating system, and usage data collected automatically through cookies and similar technologies.
• Communications: Records of correspondence between you and Eventure, including emails, chat transcripts, and phone call records.

How We Use Your Information

We use the personal information we collect for the following purposes:

• Processing and responding to your coverage requests, applications, and quote inquiries.
• Facilitating the underwriting process with our insurance carriers.
• Issuing certificates of insurance and policy documents.
• Communicating with you regarding your coverage, renewals, and account information.
• Providing customer support and concierge intake services.
• Improving our website, services, and user experience.
• Complying with legal, regulatory, and contractual obligations.
• Detecting, preventing, and addressing fraud, security issues, or technical problems.

Sharing With Insurers and Service Providers

We may share your personal information with the following categories of third parties:

• Insurance Carriers: We share your information with insurance carriers for underwriting, policy issuance, and claims handling. This is necessary to provide the brokerage services you request.
• Service Providers: Third-party vendors who assist us with website hosting, data analytics, payment processing, email delivery, and customer support.
• Legal and Regulatory: Government agencies, regulators, or law enforcement when required by law or to protect our rights.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information to third parties for marketing purposes.

Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit and at rest, access controls, regular security assessments, and employee training. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, accounting, or reporting requirements. Insurance-related records are retained in accordance with applicable state insurance regulations, which may require retention for a minimum of five to seven years after the expiration or cancellation of a policy. When personal information is no longer needed, we securely delete or anonymize it.

State Privacy Rights

Depending on your state of residence, you may have additional rights regarding your personal information:

• California Residents (CCPA/CPRA): You have the right to know what personal information we collect and how it is used, request deletion of your personal information, opt out of the sale or sharing of personal information, and not be discriminated against for exercising your rights.
• Virginia, Colorado, Connecticut, and Other States: Residents of states with comprehensive privacy laws may have rights to access, correct, delete, or port their personal information, as well as the right to opt out of targeted advertising and profiling.

To exercise any of these rights, please contact us using the information provided below. We will respond to verified requests within the timeframe required by applicable law.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information promptly. If you believe a child has provided us with personal information, please contact us immediately.

Marketing Communications and Opt-Out

We may send you marketing communications about our services, industry updates, and special offers. You may opt out of receiving marketing emails at any time by clicking the "unsubscribe" link in any marketing email or by contacting us directly. Please note that even if you opt out of marketing communications, we may still send you transactional messages related to your coverage, account, or legal obligations.

Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date.