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Sports and Athletic Events

Charity Run Insurance

Coverage for charity walks, fun runs, and fundraising athletic events.

  • Participant accident coverage
  • Course liability protection
  • Volunteer coverage
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Charity run insurance provides liability coverage for fundraising walks, fun runs, and athletic charity events. These events combine athletic activities with fundraising goals and require coverage that satisfies both course requirements and venue specifications.

Charity runs involve participants of varying fitness levels on courses that may cross public roads, parks, and private property. We provide coverage that addresses participant safety and property requirements.

Our coverage protects charitable organizations from liability claims arising from participant injuries during fundraising athletic events.

What We Cover

  • Participant accident coverage
  • Course liability protection
  • Volunteer coverage
  • Municipal permit compliance
  • Fundraising event protection

What We Need From You

  • 1
    Event date and course route
  • 2
    Expected participants
  • 3
    Municipal and property requirements
  • 4
    Volunteer information
  • 5
    Organization contact

Frequently Asked Questions

Do you cover charity runs?▼
Yes, we provide coverage for charity walks and fun runs including participant accident coverage.
What about 5K events?▼
Yes, 5K runs, walks, and similar events are covered.
Do you cover volunteers?▼
Yes, volunteer liability protection is included in event coverage.
What about color runs and themed events?▼
Yes, themed runs with color powder or other elements are covered. Describe activities when requesting coverage.
Do you cover virtual runs?▼
Virtual runs without organized gatherings typically do not require event liability coverage.
What limits are recommended?▼
Most charity runs require $1,000,000 per occurrence general liability.
Can I add sponsors as additional insured?▼
Yes, we can add sponsors and property owners as additional insured.
How far in advance should we request coverage?▼
Request coverage 4-6 weeks in advance for charity runs.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Marathon InsuranceCommunity Event InsuranceFundraiser InsuranceAthletic Competition Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

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