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Sports and Athletic Events

Athletic Competition Insurance

Coverage for participant-based athletic competitions, fitness challenges, and recreational contests.

  • Competition liability
  • Participant accident coverage
  • Facility compliance
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Athletic competition insurance provides liability coverage for fitness challenges, recreational contests, and participant-based athletic events. These events bring together individuals for competitive physical activities.

Competition organizers need coverage that protects against participant injury claims and satisfies facility requirements. We issue certificates that meet facility specifications for athletic events.

Our coverage addresses various competition formats from obstacle courses to fitness challenges.

What We Cover

  • Competition liability
  • Participant accident coverage
  • Facility compliance
  • Prize and award events
  • Spectator protection

What We Need From You

  • 1
    Competition type and activities
  • 2
    Date and facility
  • 3
    Expected participants
  • 4
    Facility requirements
  • 5
    Organizer contact

Frequently Asked Questions

Do you cover athletic competitions?▼
Yes, we provide coverage for athletic competitions and fitness challenges with participant protection.
What about obstacle course events?▼
Yes, obstacle course competitions are covered. Describe activities when requesting coverage.
Do you cover fitness challenges?▼
Yes, fitness challenges and recreational contests are covered.
What about CrossFit-style competitions?▼
Yes, functional fitness competitions are covered. Describe activities when requesting coverage.
Do you cover prize events?▼
Yes, competitions with prizes and awards are covered.
What limits are recommended?▼
Most facilities require $1,000,000 per occurrence general liability.
Can I cover a competition series?▼
Yes, contact us about coverage for recurring competitions.
How quickly can I get coverage?▼
Many competition requests are answered within 24-48 hours.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Tournament InsuranceMarathon InsuranceExtreme Sports Event InsuranceYouth Sports Event Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

Request Coverage