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Festivals, Fairs, and Public Gatherings

Street Fair Insurance

Coverage for street fairs, block parties, and neighborhood festivals on public streets and spaces.

  • Street closure event coverage
  • Block party liability
  • Municipal permit compliance
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Street fair insurance provides liability coverage for events on public streets and spaces. Block parties, neighborhood festivals, and street fairs require coverage that satisfies municipal permit requirements.

Municipalities require proof of insurance before issuing street closure permits. We issue certificates that meet municipal specifications and protect organizers from liability claims during street events.

Our coverage addresses the unique requirements of public street events including traffic control areas and vendor operations.

What We Cover

  • Street closure event coverage
  • Block party liability
  • Municipal permit compliance
  • Vendor and booth coverage
  • Public space requirements

What We Need From You

  • 1
    Event date and street location
  • 2
    Expected attendance
  • 3
    Municipal permit requirements
  • 4
    Vendors and activities
  • 5
    Organizer contact

Frequently Asked Questions

Do you cover street fairs?▼
Yes, we provide coverage for street fairs and block parties with municipal compliance for public spaces.
What do municipalities require?▼
Most require certificates with the municipality as additional insured. Send us their requirements.
Can I cover a neighborhood block party?▼
Yes, neighborhood block parties on public streets are covered.
What about vendors at street fairs?▼
Vendors should carry their own coverage. We can help establish vendor requirements.
Do you cover street closures?▼
Yes, events requiring street closures are covered. Provide permit requirements when requesting coverage.
What limits do municipalities require?▼
Requirements vary. Most require $1,000,000 per occurrence general liability.
Can I add the city as additional insured?▼
Yes, we add municipalities as additional insured per their permit requirements.
How quickly can I get coverage?▼
Many street fair requests are answered within 24-48 hours.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Festival InsuranceCommunity Event InsuranceParade InsuranceFood Festival Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

Request Coverage