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Community and Municipal Events

Parade Insurance

Specialized coverage for parades, processions, and street marches including floats and participants.

  • Parade route liability
  • Float and vehicle coverage
  • Participant protection
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Coverage available across the United States. Local requirements vary by permit and certificate holder requirements.

Parade insurance provides liability coverage for parades, processions, and street marches. These events involve participants, floats, and spectators along public routes with specific municipal insurance requirements.

Municipalities require proof of insurance before issuing parade permits. We issue certificates that meet municipal specifications for parade operations including float liability and participant coverage.

Our coverage protects parade organizers from liability claims arising from participant or spectator injuries during the procession.

What We Cover

  • Parade route liability
  • Float and vehicle coverage
  • Participant protection
  • Municipal permit compliance
  • Street closure requirements

What We Need From You

  • 1
    Parade date and route
  • 2
    Number of floats and entries
  • 3
    Expected participants and spectators
  • 4
    Municipal requirements
  • 5
    Organizer contact

Frequently Asked Questions

Do you cover parades?▼
Yes, we provide coverage for parades and processions including float liability and municipal compliance.
What about float coverage?▼
Yes, float liability is included. Float owners may also need their own coverage.
Do you cover marching groups?▼
Yes, participant groups including marching bands are covered.
What about vehicle entries?▼
Yes, vehicle entries in parades are covered. Vehicle owners should carry auto insurance.
Do you cover holiday parades?▼
Yes, holiday and themed parades are covered.
What limits do municipalities require?▼
Most require $1,000,000 per occurrence. Large parades may require higher limits.
Can I add sponsors as additional insured?▼
Yes, we can add parade sponsors and municipalities as additional insured.
How far in advance should we request coverage?▼
Request coverage 4-6 weeks before your parade.

Response Times

Many requests are answered same day. Most standard requests receive a response within 24 to 48 hours. Complex or specialty events may require additional review.

Related Event Types

Community Event InsurancePublic Event InsuranceFestival InsuranceCultural Festival Insurance

Ready to get started?

Submit your coverage request and our team will respond with options.

Request Coverage